According to Barry Donovan, a financial counselor and writer for Nationwide, "One of the most marvelous cash vehicles driving our cheaper is the new and improved home equity loan." If you haven't put the equity in your home to work for you yet, you probably have a few questions about taking out a 2nd mortgage.
How do I get a second mortgage?
Bankrate Mortgage Calculator
Just like any other reputable mortgage product, tapping into the equity on your house will involve your credit score, your income, and other consumer debt. The value of your home will also factor into the equation. Of course, you will have a more thoughprovoking time qualifying if you have bad credit or heavy debt.
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